Insurance Information

Acce​pted Insurances and Benefits Assistance 

All patients are welcome at ACCESS regardless of insurance status. Patients without the ability to pay will not be denied services. 

We accept a wide variety of commercial, Medicaid and Medicare managed care insurance plans. If you are uninsured, our team of benefit specialists can work with you to see if you are eligible for any available insurance coverage and assist you with other benefits, such as SNAP enrollment.

Commercial

  • Aetna*
  • Blue Cross Blue Shield PPO™
  • Blue Cross Blue Shield Blue Advantage™ HMO, 
    HMO Illinois (site 458)
  • Cigna*
  • Coventry
  • HFN
  • Humana Chicago HMOX, Choice POS, 
    Northshore HMOX
  • PHCS
  • Smart Care Network
  • United HealthCare*

*Please consult your insurance plan’s directory or
member services to ensure that ACCESS is within 
your specific plan’s network.

Exchange

  • Ambetter Sinai
  • Blue Cross Blue Shield Blue Precision™ 
    (site 458 only)
  • Blue Cross Blue Shield Blue FocusCare™ 
    (site 458 only)
  • Blue Choice PPO™
  • Cigna

Medicaid

  • Medicaid
  • All Kids
  • Illinois Health Connect
  • Blue Community™ FHP, ICP
  • Community Care Alliance ICP
  • CountyCare FHP, ICP
  • Family Health Network
  • Harmony
  • Humana ICP
  • IlliniCare FHP, ICP
  • Meridian FHP, ICP

Medicare

  • Medicare
  • Aetna
  • Community Care Alliance
  • Meridian Elite, Essential
  • WellCare

MMAI/MMP

  • Blue Community™
  • Humana Gold Plus
  • IlliniCare
  • Meridian Complete

For HMO Plans, ACCESS only accepts patients assigned to an ACCESS provider or health center for primary care (except for direct access services).


Our Sliding Fee Scale Program

We also offer a sliding fee scale program to those who are uninsured or underinsured and low income. Any payment that is required for your visit is due at the time of your appointment. 

To be screened to see what benefits you are eligible for or to sign up for our sliding fee scale program, please bring the following to your first appointment:

  • Photo I.D.
  • Proof of address (two pieces of mail or 1 piece of mail and a photo I.D. with address and name included)
  • Proof of income (income tax forms, two pay stubs, SSI/SSA official documentation, two most recent pay stubs, letter from employer, or ACCESS housing/shelter or employment verification forms)
  • Other documents may be required, please contact your health center for further requirements

Need Health Insurance?

With the Affordable Care Act, there are now more health insurance options available. ACCESS, an approved partner of GetCoveredIllinois.Gov, can help you get the health care coverage you need and deserve. 

GetCoveredIllinois.Gov is the Illinois online health insurance marketplace where you can buy health coverage at a discounted rate depending on your income. Our staff can help you apply for both commercial plans and Medicaid programs.

Why You Should Apply

  • All plans cover important benefits like doctor's visits, hospital stays, prescriptions and more.
  • No one will be denied coverage because they are sick or have a pre-existing condition like asthma, diabetes or cancer.
  • Most IL residents can also get help paying for their insurance plan, and many qualify for low-cost or free coverage.​